yea. dineros can help if you`re really badly in debt, but if you barely have anything its better to restart. Just.......dont sell your resources until you get enough dineros used on ya to decrease the debt.
If you have 10 billion debt, but only 3 billion resources, and u sell em, u still have 7 billion debt.
But if you use dineros first, decrease the debt to less than 3 billion, then sell resources, you might be able to avoid a restart.
All depends on your networth in current minerals tho. Alternatively, you could VM and wait till the next successful UW (which decreases debt by 90%), and quit in the meanwhile, but that might be a while.......