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insurance

Started by forsakenwolf · 29/08/2012 · 10:09 AM · 46 replies · 1 read
F forsakenwolfOP
so today and i went and put some money down a Mitsubishi lancer (2013), only to find out i have to pay almost 550 a month in insurance :( , im 19 and i have only been driving for a year
D DarthPyth{Order66}
A little of topic:

Charmander: 50 miles a gallon? Thats cool... however I drive Lincoln Towns Cars with V8 engines and rear wheel drive, why? Because I can afford to. And I guarantee you if I hit one of those tiny cars... that will be the end of their car, and them... but at least they will have gotten good fuel economy.
C Charmander
http://www.youtube.com/watch?v=qBDyeWofcLY

Take a look at the above video. Its a large volvo from start nineties against a relatively small renault. The Volvo was consider one of the safest cars to crash with 20 years ago, and yet the small car trashes it.

Of course there will always be the large vs small factor, but thats more important when two modern cars bumps into each other.

Modern european cars are made so that they have stiff and flexible zones. The flexible zone is typically the front and end of the car. They are made flexible so that they can absorb the forces during a crash. The middle of the car is very stiff so that the passenger remains intact. You can clearly see this in the video I posted.

American cars has traditionally had awfull safety compared to european cars. Only recently we started to see american cars do reasonable well in the NCAP crash tests, and my guess would be that most of the american produced cars sold at the american market are still horrible.
R Renegade Admin
Raistilin
Game-Guide
17hour(s) ago
Edit . Edmin
I drive a `69 challenger, and the insurance on it isn`t pleasant.

Assuming it`s from 1969 would be a good guess, considering he said that xD

And steel body > tiny little car.
G GalacticMercenaries
My little brother witch is 19 Bought a 2012 Chevy Sonic Its a coll little car but i wanted a truck so i could move stuff and pull a boat and so on
T TranquilSuns
Both cars going 40? I doubt most of that. For one thing, it`s a matter of steel vs. plastic. Nobody would be walking away from that... And I own a small car, but 10 airbags doesn`t mean I`m invincible.

Chevy Sonic w/ turbo. 375/mo, 100/mo insurance @ 23 yrs old. It`s a sweet little car, I would recommend it to anyone interested. Also, go turbo. It`s a $700 upgrade for better mileage. Pays for itself in a year :P
C Charmander
Hmm... Thats funny. I assume your challenger is from 1969?

A thought experiment. Your challender collides frontally with one of those small cars I mention at 40mil/hour. I am almost convinced that its way safer to sit in the small car. Most certainly your legs will be smashed by the engine landing at the frontseat, and they will have to cut you out of the car body. In the modern car you will most likely be able to walk away from the incident.
R Raistilin
Yeah tbh my old school challenger looks, feels, and drives better than any of those 50mpg vehicles that are floating about today. I have no issues in paying for the gas when i`m driving a vehicle i know wont disintegrate when hit by a bug.
Y YodelinChicken
nope 10 miles a gallon and loving it

i can drive over, through, around, haul and pull just about anything you can think of... do that with 50miles per gallon and see where ya get
C Charmander
Silly silly. Buy a european car with 60-75 hp that weigh less than 1200kg and i promise you your insurance will wnot kill you...

Here are somesugeestions.

Peugeot 107
Toyota aygo
Renault twingo
WW up
Skoda citigo
Kia picanto (might not be european)

But i guess you guys in USA have never considered a car that will take you more than 50miles/gallon :p
W wolf359
Buy old, save your gold.
D DarthPyth{Order66}
I had an a similar experience when I was 16.,.,. long time ago. I bought for my first car a 1987 IROC - Z28 Camaro. 350 V8, I got home with my prize possesion and found out it would be $3000 a year. Needless to say I worked a lot of hours in highschool to pay for it. That was 16 years ago, on a 9 year old car at the time.
Y YodelinChicken
My trucks Varsity red with champagne interior, blacks 17 inch rims with 33 inch tires
F forsakenwolfOP
mine is black(i dont know if its a kind of black)
G GalacticMercenaries
What color is your Mitsubishi lancer (2013) ?

My Truck is Blue Granite
G GalacticMercenaries
Im 21 and the beginning of this year i bought a New 2010 Chevy 4 door Truck its not all fans e it has electric locks but the windows are the crank windows witch i dont mind cus i dont role down my windows i pay 350$ For the Truck Payment and 250$ on insurance

But i still live at home with my mom
I live in oklahoma where the oilfield is booming so i got an oilfield job pumping water to Rigs making 2,200$ a month witch isent bad for me cus i dont have any other expences other than buying gordos and my 100$ phone bill

Im calling a number in the morning trying to get my own place we will see how that goes in the morning
W wolf359
Sounds like an emergency loan to get it paid, then sell to pay part of loan. You`ll pay interest on it sure but its alot less than what youd paid on the car and insurance together over several years. Also, you can use some of the cash to get another car.

Go for a 89 - 91 civic. Imports like that from those years are pretty reliable. Early Dodge vehicles arent bad either. Ive had my 02 Neon for a long time. I bought it in 04 and its been my only car.
F forsakenwolfOP
well in my province (in canada) once i sign papers when i put down money i basically own the car and the dealership has no obligation to return the car to me but they can keep the car as long as they deem necesarry , i jumped the gun on buying this car.


it depends where you live tumbles , i easily got a job making 19 bucks and hour here
R Raistilin
I drive a `69 challenger, and the insurance on it isn`t pleasant.
Y YodelinChicken
i`ve had my truck for 3 years paid cash for it. 99 f150 4x4 still runs and drives great. not looking for anything either, i would just chill out and save money way better than spending it.

Tumbles try and get a job in working at a hotel, im 21 and i manage a hotel
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